VA-to-VA assumable mortgage at an incredible 3.36% interest rate. This stunning 4-bedroom, 3-bathroom home offers a modern open-concept kitchen with quartz countertops, 42'' cabinets, and stainless steel appliances, creating an inviting space for cooking and entertaining. Located in a natural gas community boasting top-tier amenities, this residence features a thoughtful split floor plan, providing added privacy for each family member. The spacious primary bedroom serves as a peaceful retreat, complete with dramatic dark walls and plush furnishings. Enjoy easy access to top-rated Clay County schools and the convenience of nearby shopping and dining options. Just minutes from Oakleaf Town Center, Eagle Landing Golf Club, and Branan Field Wildlife Area, your recreational needs are easily met. Additionally, this home is conveniently close to NAS Jax and major highways, simplifying your daily commute. Step outside to a beautifully landscaped yard perfect for family gatherings and outdoor